What Is Fraud and What Will It Look Like In 2030 ?

Fraud is best known as deceiving people into financial gain. It has been around since we can remember and unfortunately its not something that can be completely prevented. Fraud is criminal action, and the money that is gained from fraudulent crime supports criminal activity throughout the world.

Down below is an educational video describing what fraud is along with the different types of fraud.

The different types of fraud include:

• Asset Misappropriation
• Corruption
• Financial Reporting Fraud

Ori Eisen, a man that has dedicated his life to fighting against fraud suggests that ” They learned to mimic the behaviors and clone the devices of legitimate users. This allowed them to have a field day, attacking all sorts of businesses and syphoning away their ill-gotten gains.” (para.4, n.d.). We have found ways to fight against fraud like hiring more specialists to prevent and fight against it, becoming more educated on fraud and hows its done, and technological improvements; yet fraudsters are still finding ways to slip through the system. This brings concern to what fraud will look like in 2013. According to Eisen (n.d), “The stakes are no longer the funds in an account or even the well being of a business. Today – and certainly tomorrow – the stakes will be higher. Fraudsters, terrorists really, will look for ways to nudge economies toward the abyss.”(para.11). This becomes very threatening for the future of fraud and for our economy.

References 

What is Fraud? [Video blog post]. (2017, September 8). Retrieved from https://www.youtube.com/watch?v=RH2t8dC11b0

Eisen, O. (n.d.). The Future of Fraud. Retrieved from https://www.wired.com/insights/2014/10/the-future-of-fraud/

Will Improved Technology In 2030 Create Enhanced Media Privacy?

It is inevitable that technology will improve in the future, as it continues to improve more and more over the years. As technology improves, privacy for media users will as well. Privacy has been a concern for media users, especially recently. Our data is being used by different companies to target individuals based on our “likes” and “shares” on social media. We should have the right to protect our data, but will this be the reality in the 2030?

In a report written by Rainie & Anderson (2014), they collected predictions from experts about the future of privacy. A lady named Breanne Thomlison “predicted there will soon be a new job title called, “Online Public Safety and Corporate Monetization Director.” Its functions: to monitor, create, gain, and maintain trust on a global level, as well as manage expectations from each group. “Without this, innovation will not happen.” (para.11.). Something like this could change media privacy however other experts from this article felt differently predicting that “The current arms race of privacy between individuals who want it and governments who wish to eliminate it will continue unabated. As cryptography grows stronger, so, too will the ability to break it.”(para.23). Along with another that said “We can be sure that privacy technology, like encryption, will continue to improve in ease and power—but so will privacy-penetrating technology. It is an arms race today, and I do not see that changing anytime soon. There will always be smart and motivated people on both sides.”(para.22). Although there will be technology advantages in 2030 to provide more safety for users, we have to consider that there will also be better ways to fight against privacy as well.

In the video posted below, J. Trevor Hughes discusses how the volume of data has stressed our ability to control privacy. He speaks about how technology will improve in the future which will improve privacy, however in some ways do the opposite.

Although many say that privacy its at its end, J. Trevor Hughes disagrees. He believes that there is hope for privacy in the future.

(To listen in on the main points of the future of privacy, skip to 35:00)

 

References 

Rainie, L., & Anderson, J. (2014, December 18). The Future Of Privacy. Retrieved from http://www.pewinternet.org/2014/12/18/future-of-privacy/

Hughes, J. (2017, February 21). Future of Privacy [Video blog post]. Retrieved from https://www.youtube.com/watch?v=AunBy3jI-FQ

Social Media Users Have No control Over How The Media Is Using Your Data – Does This Pose As A Concern For Privacy In 2030 ?

Liking something on Facebook or Instagram isn’t something we think much of; something catches our eyes and we press “like” mindlessly. Not many social media users are aware that just by liking or sharing something online, the web is actually collecting the data and predicting personal things about you. This is completely taking over our privacy, giving the power to the web. According to Kelly (2013), “It is possible to predict potentially private traits such as a person’s sexual orientation, political leanings, religion, intelligence, emotional stability and even if they abuse drugs or alcohol, just by analyzing their Facebook likes”.(para.2). This can be frightening for users as it feels as if someone is always looking over you, predicting and judging what your doing on the media. It feels as if your privacy is completely diminished. Users should have the right to protect their data, and have the control back in their hands.

Here is a very insightful video called ” Your Social Media “Likes” Expose More Than You think” done by Jennifer Golbeck. Some of the future security that she suggests for the future is warning users what risks they are taking by “liking” or “sharing” something on social media. Another suggestion is allowing people to encrypt data that they share so that only the users they have can see it.

 

References

Kelly, H. (2013, March 11). Facebook ‘likes’ can reveal your secrets, study finds. Cnn.com. Retrieved from https://www.cnn.com/2013/03/11/tech/social-media/facebook-likes-study/index.html

Disadvantages In Social Media: Do We Really Have Any Privacy Anyway?

As social media has grown, so has our privacy settings. Sure, we can put our settings to the most private setting there is, but is there really a way for us to be completely private? No matter what we post on social media there is always a way for it to “get out there”. According to Walther (2011), “many internet users fail to realize that something once put online more or less stays online and may be retrieved by others and replicated, despite the subsequent inclination or efforts of the original poster to protect or remove it.” (p.4). No matter what we post online or what privacy setting we have, things can be replicated by a simple screenshot and reposted within seconds. Unfortunately, this is not something that we can change by 2030, or ever.

The only thing that we can change is the way we present ourselves online. As Walther (2011) confirms, “educating users about their online footprints seems to be a more promising objective than to change laws or admonish researchers and other viewers to behave differently with respect to online information”. (p.5). We have control of our own privacy, deciding what we want to show the world of social media. Understanding that once something is posted online, no matter the privacy setting, it could still be seen by everyone.

 

In the future what are some ways that we can protect ourselves?

1. Think about what you post, and who will see it

Before posting anything, you must think twice. Is it something that can misrepresent you? Or is it something that could ruin career opportunities in the future. We have to acknowledge that what we post never goes away, even if it is deleted.

2. Do not put personal information on social media

Information such as your phone number, address, place of work, etc. should not be shared on social media. This kind of information can put yourself and your identity in danger. It is very important that we share limited personal information and always keep in mind that information is always on the internet once its shared, even when its deleted.

3. Change your privacy settings 

Be sure to have your settings set to the most secure setting, however, be aware that just because you have set yourself to private that you still need to be aware of what you are posting as it can still be seen by everyone.

Below is a video that reminds us of ways that we can protect ourselves online.

References

Walther, J. (2011). Perspectives on Privacy and Self-Disclosure in the Social Web: Introduction to privacy online. Berlin: Springer.

 

 

 

 

 

 

Disadvantages In Future Social Media – Cyberbullying In 2030

One of the main issues in social media is cyberbullying. Bullying has always been an issue, and once social media became more popular bullying became easier. Being behind a computer screen has instilled power in individuals to say mean things and harass others. According to Hinduja & Patchin, (2008) “this negative experience not only undermines a youth’s freedom to use and explore valuable on-line resources, but also can result in severe functional and physical ramifications. Research involving the specific phenomenon—as well as Internet harassment in general—is still in its infancy”. What does this mean for the future in social media regarding cyberbullying? It is believed to be that cyberbullying is on the rise, meaning in 2030 it could become worse.

Below is a link that provides eye opening statistics on cyberbullying in social media retrieved from http://www.rawhide.org/blog/wellness/teen-cyberbullying-and-social-media-use-on-the-rise/?gclid=Cj0KCQjwnqzWBRC_ARIsABSMVTPBAo6sNvZiZJYm7QvvzDxOySdL92kSbOgMssAmNrxcoX8qwPowxtEaAnDsEALw_wcB

References

Hinduja, S., & Patchin, J. (2008). Cyberbullying: An Exploratory Analysis of Factors Related       to Offending and Victimization, 29(2), 129-156. Retrieved from                      https://www.tandfonline.com/doi/abs/10.1080/01639620701457816

Teen Cyberbullying and Social Media Use on the Rise [INFOGRAPHIC]. (2017, October 31).    Retrieved April 09, 2018, from http://www.rawhide.org/blog/wellness/teen-cyberbullying-and-social-media-use-on-the-rise/